What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look […]

The post Your Army Ranger Son or Daughter’s Pell Grant Application appeared first on THE INCOME TAX PLANNING NETWORK.

The post Your Army Ranger Son or Daughter’s Pell Grant Application appeared first on Independent Credit Solutions.

The post Your Army Ranger Son or Daughter’s Pell Grant Application appeared first on Cloud Based Bookkeeping.

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What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look and what to do.

Just Another Reason Why the Military Makes for Great Benefits Toward Education

And we’re not talking about a few hundred dollars toward room and board. Try $5,815 worth of funds to pay for a good portion of your education and your future career. All because you’re simply active in the military. Your parents would enjoy that bit of help, because what’s great about the Pell Grant — and other grants, for that matter — is that you don’t have to pay any of it back.

They’re not student loans.

Furthermore, you obtain the grant solely on your income merits, unlike standard grant money for going into college fresh out of high school. This is just another way to take advantage of the Pell Grant. Are you active in the military? Then you instantly qualify.

So How Do I Sign Up for the Pell Grant?

You first need to get matched with the right schools offering the Pell Grant and then check your own income. Click here to get started, sign up, and let’s see where your honor takes you. All that hard work you’ve put in to defending our country — this is your reward. Take it.

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As seen here, the expectation is people may be wary about the whole credit card switch thing from magnetized strip to tiny computer chip (especially with credit card fraud always being a problem) despite these three reasons why we shouldn’t be scared. We’re protective over our plastic! However, fear not: this isn’t a change that’s […]

The post Credit Card Chip Technology: It’s Going to Take Awhile appeared first on THE INCOME TAX PLANNING NETWORK.

The post Credit Card Chip Technology: It’s Going to Take Awhile appeared first on Independent Credit Solutions.

The post Credit Card Chip Technology: It’s Going to Take Awhile appeared first on Cloud Based Bookkeeping.

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Forget the fact that the transition’s happening right now as we speak. Forget the fact that even consumers are a bit wary despite the fact that there are these reasons why people shouldn’t worry. The new credit card chip technology, EMV, is coming. It most definitely will stick. It will stay. And while it’s going to be a long transition (imagine how many stores in the entire nation will have to be fitted with these new credit card reading machines), and card companies will be slowly rolling out these new bad boys, the fact of the matter is this — businesses are straggling to catch up.

That May Not Necessarily Be a Bad Thing, However….

It just so happens, though, that the new cards (for those who don’t have them) will be functional both ways, just to ensure that there are no problems. That means your magnetic stripe credit card might already have a microchip installed already. However…. Businesses need to get ahead right now given the fact that Visa and MasterCard have officially renounced any accountability for credit card fraud.

What does that mean? That means you, the business, will be solely responsible for compensating a customer who’s suffered from ID theft. Not something you want to deal with.

The Fact Is Credit Card Chip Technology Is the Wave of the Future

Only a quarter of merchants in the country have the readers built-in and operational to run the new computer chip credit cards. The technology’s safer. It’s been proven in other countries; sadly, the U.S. is the last to convert.

As a support and due diligence to your customers, we make it a point to invest in the technology and get yourselves ready for the transition before you lose out on more of your resources due to credit card fraud and such. It’s still a big game-changer as far as white-collar crime is concerned. So don’t hesitate. This is the name of the game for business these days.

You Need Help Managing the Finances of Your Business?

Cloud Based Bookkeeping can do it. We’re consultants. We have access to the resources you need to protect your funds, your sensitive information, your taxes. Everything. Even when it involves this new credit card chip technology. Visit our Google+ page as well and then sign up today!

The post Why Businesses Need to Get Ahead With Credit Card Chip Technology appeared first on Cloud Based Bookkeeping.

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Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards?

#ITPN  has the know on this one. We're sure you've heard about the announced transition. Long gone will the magnetic strips be on those credit cards, replaced by that familiar shiny 'square' on the card. What is that 'square'?

That's the computer chip. And it's designed to read the transaction very much like how the magnetic strip does, only safer and easier.

Here's the thing, though: it's going to take a bit of a while before we can see those cards in our hands and start using them. Only 40% of cardholders at this moment most likely carry credit cards with the computer chips. The other 60% still have to sit around and wait for at least several months.

That, of course, isn't much of a bother. After all, your plastic still works. So why stress?

The post Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards? #ITPN  h… appeared first on INTERNET LEGAL PLANS.

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So Are Merchants and Retailers on the Ball About the New Credit Card Chip Technology?

The short answer is NO. But #ITPN  isn't sweating, and neither should you. After all, this transition from magnetic strip to computer chip will be relatively seamless except for the headaches many businesses will have to face as they struggle with the question: invest in the new technology, or face the prospect of dealing with credit card fraud? Tough question….

As it stands, only about a quarter of all merchants in the U.S. utilize those new chip-card readers. That data comes from MasterCard, of course. But it's been mentioned that it could take as late as the end of 2017 before we start seeing all stores, businesses, gas stations and maybe even ATMs utilizing the new technology successfully.

Long time to wait…. But at least you have nothing to worry about until then!

The post So Are Merchants and Retailers on the Ball About the New Credit Card Chip Technology? The short a… appeared first on INTERNET LEGAL PLANS.

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Businesses have to be keen on this new development in the financial stratosphere when you’re thinking about it, for plenty of reasons. Aside from the fact that the transition to credit card chip technology will incorporate a nationwide spread of new card-reading machines (more investment for businesses, unfortunately), there’s one other subject companies everywhere would love to learn more about: identity theft.

Will This New Credit Card Chip Technology Protect More?

Good question. This doesn’t just revolve around the consumer, but the business. Ever lend your business credit card to the intern? Not a smart move…. You can imagine just how important it is to ensure that credit card fraud never steps foot into your business, and the concept of someone stealing somebody’s information — either customer, client, or business — is earth-shattering at best.

However, the computer chip raises a beautiful question. Hackers don’t care. A chip can be hacked into. But everyone’s saying that this new credit card chip technology’s going to change the landscape as far as credit card fraud and ID theft is concerned (it’s already happening a ton overseas where EMV’s been changing the way people spend money).

Here’s why credit card chip technology will make things better — the main problem with the magnetic strip credit card is the fact that the strip holds all the data and it never changes. That means if anyone ever gets a hold of your one little strip (they don’t even need to steal the card) and copies it (that’s really all they need to do), you can go about your life still having your card (no one stole it!) while some ID thief runs around with a copycat card, spending all your money.

That magnetic strip is a prime target for ID theft.

What the computer chip-enabled card does, however, is allow the user to swipe it, have the machine read it; and the chip itself develops a unique ‘transaction code’ that can never be used again. It, therefore, means, you can buy 15 separate candy bars, the card will read it 15 separate times, and each time will be virtually unique from every other time.

Not one thief would be able to steal your information. Each transaction is encoded through the chip and never gets stored anywhere. It’s processed and then dies a lovely death in cyberspace, basically. Therefore, your information can’t ever be pulled from the card.

Of Course, These ID Thieves Are Resourceful!

The hope is the new credit card chip technology will change the way credit card fraud happens. As in never. But the problem with ID theft is there’s always a way. It’s like that bad penny always turning up. The good news is that this new development will certainly make it easier for Ultimate Identity Protection and other partners to do what they do best. Protect your identity.

Visit our Google+ page. Sign up today! And be on the lookout for your new computer chip-enabled credit card.

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The post How the New Credit Card Chip Technology Will Support ID Theft appeared first on Ultimate Identity Protection Services.

The post How the New Credit Card Chip Technology Will Support ID Theft appeared first on Independent Credit Solutions.

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Look, we at #CBB  get it. You want success. For you, so do we. But don't be in a rush. Play it smart. Focus on the day. Not necessarily the goal. Do your daily job well, and the goal will be reached all on its own.

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Before you ever even think of starting a #business, take it from #CBB: you need to know exactly what TYPE of business to start. Read up on this and figure out which business structure might be right for you.

And, yes, Cloud Based Bookkeeping EVEN helps with that aspect of business development.

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Nothing ‘Micro’ About #Crowdfunding #MicroVentures

Just how big is the #business  #startup crowdfunding for this 'little' platform? Pretty big. MicroVentures back in 2009 became one of those business crowdfunding companies famous for launching capital funds from both accredited and nonaccredited investors for one OTHER little startup of a business beast — you guessed it, FACEBOOK.

It certainly helps that MicroVentures happens to focus on businesses in the software, mobile, media, entertainment, social, gaming and green-tech industries, so Facebook definitely had fit right in. And the budget to raise can be anywhere between the $150K to $1MM range. Not too bad.

What does this tell you? If you're thinking about starting up a new business and need some venture capital to get it off the ground running, MicroVentures might be a great possibility for you!

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