What the MINIMUM Wage Is for U.S. Prisoners Today

Minimum wage is something that everyone dreads hearing, mostly because it's not typically enough for the amount of work that you're putting into your job, or at least you feel that way. Well, in some states, minimum wage for prisoners working is just that, the bare minimum. In the state of Nevada, prisoners make around $0.13 an hour. However, in other states, such as Texas and Georgia, they show no mercy. The MAXIMUM wage for a day of work for a prisoner is $0 a day. The average wage for a days worth of work is anywhere between $0.93 and $4.93, which is about half of one hours worth of work anywhere else.

The post What the MINIMUM Wage Is for U.S. Prisoners Today Minimum wage is something that everyone dreads … appeared first on INTERNET LEGAL PLANS.

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ShareFollow Us  Hundreds of years ago, you could argue that life was a lot different than life now. Culture, beliefs, mindsets, and personalities were nothing like what they are today. One of the biggest differences between then and now, is the idea and practice of slavery. Slavery was “abolished” in the 1800’s, or so we thought. Once the 13th Amendment was passed, we believed that things had finally been worked out, and that this outrageous concept was no more. According…

The post 3 Sad Reasons Why Slavery Is Still Legal in the U.S. Job Market appeared first on INTERNET LEGAL PLANS.

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The Best Investment a College Student Will Make: a Smartphone

Encyclopedias and dictionaries made it so we didn't have to memorize our #education ; just alphabetical order and where the books are kept. Now the collection fits in the palm of our hands. With a smartphone anything you do not know you can find out! 

A smartphone is like college insurance – insure your remember where to be, what to bring, and when and how to get there – insure your family doesn't lose importance and stays in your life- insure you'll remember things you'd otherwise forget — insure you'll take advantage of all the perks around you.    

Smartphones are smart for your #education .
You can store notes in the cloud.
"My dog ate my homework" was an excuse that died with Google Drive. Reprint it, then! 
You can check your due dates and in a pinch respond on your class discussion board using the tiny handheld keyboard. Minimize your texting grammar, please.  
On google maps you can estimate how long it takes to walk between buildings so you can maximize your sit and play games time.  

Or you can utilize your smartphone for study-cation…
Do your taxes…
You can get rides and places to crash in a few minutes with apps like Uber and Airbnb.  
Want a date with someone who can talk about your thesis project? Find that person on any number of dating sites.  
Social networking in college IS career networking.  Social networking with media is better and a smartphone is the means by which you enhance your career opportunities later on.
What about that family who is needy now and feels out of touch.  The ability to Facetime you or Skype with you at any time is precious for you family maintenance.  

Smartphones make YOU a useful mobile 'device'-employee-student-family member.  It keeps your head space clear for school because your phone can remember all the rest; it's smart.

 It might even help keep you safe!  At least happy – one cannot be lonely away from home with pocket friends in the phone box.  

Now if you can only remember where the phone IS…

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Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

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Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on THE INCOME TAX PLANNING NETWORK.

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Independent Credit Solutions.

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Cloud Based Bookkeeping.

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Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. But a ZIPPY personal loan? Now we’re talking!

What Is a ZIPPY Personal Loan? It’s a Little Thing Called TRUST

Many financial institutions really need to get the memo of the times today. Credit repair’s huge these days for good reason. Lenders, whether it’s auto or real estate, look at those credit reports and want to see some positive lines of credit. That means installment loans, credit cards that are in good standing, that sort of thing. So let us repeat:

THEY WANT TO SEE THAT YOU HAVE OPEN ACCOUNTS AND THAT YOU’RE PAYING ON THEM.

This means that a personal loan — nay, a ZIPPY personal loan (and we’ll get to what we mean by ZIPPY) — is like gold to a lender. It tells a lender that you’re qualified to get some money in your pocket! That means you’re reliable. You’re reliable enough to get a — hold your breath — a home loan! Now that’s the virtual holy grail of personal finance, at least related to real estate, but don’t even get us started on auto loans. You want that car? Prove you can get a personal loan, and you’re off on the right foot.

Obviously, the Problem With Many Personal Loans Is Timing and Difficulty

Like we’ve already mentioned, you have to jump through some hoops to get that personal loan. We get it. Moreover, sometimes the credit score may get in the way (yet another reason why credit repair’s the key). So you need a little helping hand here. That’s where TRUST comes into play.

When you sign up for a ZIPPY loan, here’s what you get:

• You Get Over 100 Lenders Instead of 10 Looking at Your Application!

• You Get Multiple Loan Options Instead of Only One Way to Go!

• You Get a 5-Minute Guaranteed Approval Versus Days and Days….

And days of wondering if you’re going to get approved (or just flat-out denied in seconds!). Here’s the key to getting the right ZIPPY personal loan — you sign up right here and get your approval in five minutes. It’s that simple. See where the ZIPPY comes in? It’s fast money in a ZIP, and here’s the best part:

THIS ZIPPY PERSONAL LOAN WILL IMPROVE YOUR CREDIT SCORE.

Say hello to the new car, in other words. Maybe access to more credit, credit increases. A new mortgage. The sky’s the limit. Simply pay the loan back through flexible installments after qualifying right here, and not only do you get some financial cushion, but you’ll watch your credit report looking cleaner and cleaner.

So Don’t Hesitate to Apply for That ZIPPY Personal Loan

In a flash, you’ll get some cash — and then more to last a lifetime.

CLICK HERE AND SIGN UP FOR THAT PERSONAL LOAN RIGHT NOW.

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What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look […]

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The post Your Army Ranger Son or Daughter’s Pell Grant Application appeared first on Independent Credit Solutions.

The post Your Army Ranger Son or Daughter’s Pell Grant Application appeared first on Cloud Based Bookkeeping.

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As seen here, the expectation is people may be wary about the whole credit card switch thing from magnetized strip to tiny computer chip (especially with credit card fraud always being a problem) despite these three reasons why we shouldn’t be scared. We’re protective over our plastic! However, fear not: this isn’t a change that’s […]

The post Credit Card Chip Technology: It’s Going to Take Awhile appeared first on THE INCOME TAX PLANNING NETWORK.

The post Credit Card Chip Technology: It’s Going to Take Awhile appeared first on Independent Credit Solutions.

The post Credit Card Chip Technology: It’s Going to Take Awhile appeared first on Cloud Based Bookkeeping.

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Forget the fact that the transition’s happening right now as we speak. Forget the fact that even consumers are a bit wary despite the fact that there are these reasons why people shouldn’t worry. The new credit card chip technology, EMV, is coming. It most definitely will stick. It will stay. And while it’s going to be a long transition (imagine how many stores in the entire nation will have to be fitted with these new credit card reading machines), and card companies will be slowly rolling out these new bad boys, the fact of the matter is this — businesses are straggling to catch up.

That May Not Necessarily Be a Bad Thing, However….

It just so happens, though, that the new cards (for those who don’t have them) will be functional both ways, just to ensure that there are no problems. That means your magnetic stripe credit card might already have a microchip installed already. However…. Businesses need to get ahead right now given the fact that Visa and MasterCard have officially renounced any accountability for credit card fraud.

What does that mean? That means you, the business, will be solely responsible for compensating a customer who’s suffered from ID theft. Not something you want to deal with.

The Fact Is Credit Card Chip Technology Is the Wave of the Future

Only a quarter of merchants in the country have the readers built-in and operational to run the new computer chip credit cards. The technology’s safer. It’s been proven in other countries; sadly, the U.S. is the last to convert.

As a support and due diligence to your customers, we make it a point to invest in the technology and get yourselves ready for the transition before you lose out on more of your resources due to credit card fraud and such. It’s still a big game-changer as far as white-collar crime is concerned. So don’t hesitate. This is the name of the game for business these days.

You Need Help Managing the Finances of Your Business?

Cloud Based Bookkeeping can do it. We’re consultants. We have access to the resources you need to protect your funds, your sensitive information, your taxes. Everything. Even when it involves this new credit card chip technology. Visit our Google+ page as well and then sign up today!

The post Why Businesses Need to Get Ahead With Credit Card Chip Technology appeared first on Cloud Based Bookkeeping.

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Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards?

#ITPN  has the know on this one. We're sure you've heard about the announced transition. Long gone will the magnetic strips be on those credit cards, replaced by that familiar shiny 'square' on the card. What is that 'square'?

That's the computer chip. And it's designed to read the transaction very much like how the magnetic strip does, only safer and easier.

Here's the thing, though: it's going to take a bit of a while before we can see those cards in our hands and start using them. Only 40% of cardholders at this moment most likely carry credit cards with the computer chips. The other 60% still have to sit around and wait for at least several months.

That, of course, isn't much of a bother. After all, your plastic still works. So why stress?

The post Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards? #ITPN  h… appeared first on INTERNET LEGAL PLANS.

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